Terry is a graduate of St. John’s High School in Shrewsbury and the College of the Holy Cross College where he earned a BA in Economics and was Co-Captain of the Crew team. He received his MBA from Babson, and at the age of 25, was one of the youngest recipients ever to earn the Chartered Property Casualty Underwriter designation.

After a successful career in the insurance business, Terry and his partners sold multi-county company (including the Chatham office) to a national equity group. Thankfully, Terry's extensive business contacts, both on and off Cape, still remain available to assist his clients in both buying and selling properties. Terry still remains a Licensed Insurance Adviser and has held a construction supervisor license for over fifteen years.

Terry is the former Chairman of the Town of Holden Finance Committee, former Board Member and President of Archway, Inc – Home for the autistic. He was a founding member of the Wachusett Area Flag Football League. He is former President of the Worcester County Independent Insurance Agents Association; Archway, Inc. – Home for the Autistic; and current President of the Central  Mass CPCU Chapter. He is a former member of the Worcester Country Club Board of Govenors, holding membership since 1981 and long-term  Corporator of Bay State Savings Bank.  Terry is a current member of the Diocese of Worcester Dioscean Expansion Fund, a current Board member of the Worcester  Children’s Friend Society, as well as a member of the Chatham Yacht Club and Eastward Ho! Country Club since 1972.

Terry and his wife, Chris, have had a second home in Chatham since 1999 and have much experience and insight on summers in Chatham.   Their four children started from a young age with sailing, boating, fishing and local golf activities, right along through the many summer jobs during their college years.  Their two daughters still attend Holy Cross and Boston College … so the adventure and fun continue!

Terry and, his wife, Chris are also members of the Holy Cross President’s Council, the Saint John’s  Xaverian Society, and the Note Dame Academy Knowllwood Guild.